Finance for agistment & leisure horse owners
Not every horse purchase is about competition or breeding. Sometimes you just want a horse to ride and keep. Australia's non-racing equine economy runs to $15.7 billion, and most of that is people exactly like this.
Low friction, matched to a lower price point
Leisure and agistment horses tend to sit at the lower end of the price range compared to competition or breeding stock, which generally means a smaller, simpler loan. We haven't found a citable Australian figure for a 'typical' leisure horse price. Informally it's commonly described as low thousands, so we assess your actual purchase on its own terms rather than against an assumed number.
The point of this product is removing the friction of a generic personal-loan application when what you're actually financing is straightforward: a horse, for you, to ride.
Timing has no real seasonality
Unlike competition or racing purchases, leisure horse buying isn't tied to a sale calendar. The right horse can come up any time. Our eligibility check is built to be quick precisely because there's usually no reason to wait.
Illustrative only, based on the indicative rate shown on our loan terms explorer. Your actual figure depends on your credit profile and the lender panel.
Is there a minimum loan amount?
Talk to us about your specific purchase price. Very small amounts may be better suited to savings or a different product, and we'll tell you honestly if that's the case rather than push a loan that doesn't fit.
Do I need the horse valued before applying?
Generally the agreed purchase price from a private sale or vendor is sufficient to start an application. A formal valuation isn't always required, but the lender may ask for supporting documentation depending on the loan size.
Can I use this for a horse I'm buying privately, not through a dealer?
Yes. Most horse purchases in Australia happen privately, and that's the normal case this product is built around.