Terms & Conditions

These terms govern your use of horseloans.com.au, operated by DPC Broker Pty Ltd trading as Simple Loans (Australian Credit Licence 509582). By using this site or submitting an eligibility check, you agree to these terms.

Not financial advice

Nothing on this site, including our loan terms explorer, cost guides and segment pages, constitutes personal financial advice. It does not take into account your individual objectives, financial situation or needs. You should consider whether horse finance is appropriate for your circumstances and seek independent advice if you're unsure.

Indicative information only

Rates, repayment estimates and approval-speed figures shown on this site are indicative only, dated on the page they appear, and are not a loan offer or a guarantee of approval, rate or terms. Your actual outcome depends on your individual application, credit profile, and the lender assessing it.

We are a credit representative, not a lender

Simple Loans is a credit representative under ACL 509582 and assesses applications against a panel of lenders. We do not guarantee approval, a specific interest rate, or specific loan terms. Credit criteria, fees and charges apply and vary by lender.

Accuracy of information

We take reasonable care to keep the information on this site accurate and current, including dated rate examples and sourced market data. Where a figure is described as indicative, illustrative, or unverified, treat it as such rather than a guaranteed fact.

Limitation of liability

To the extent permitted by law, DPC Broker Pty Ltd is not liable for any loss arising from your use of this site or reliance on information published on it, except where such liability cannot be excluded under the Australian Consumer Law or the National Consumer Credit Protection Act.

Changes to these terms

We may update these terms from time to time. The version published on this page at the time you use the site applies.